Equitas Small Finance Bank — KAVERIPAKKAM A Branch
KAVERIPAKKAM, TAMIL NADU | IFSC: ESFB0001382
About Equitas Small Finance Bank — KAVERIPAKKAM A Branch
Equitas Small Finance Bank KAVERIPAKKAM A branch is located in KAVERIPAKKAM, KAVERIPAKKAM district, TAMIL NADU. The IFSC code for this branch is ESFB0001382. This code is essential for all electronic fund transfers including NEFT, RTGS, and IMPS transactions. Whether you are sending money online, setting up auto-pay mandates, or linking your bank account to UPI apps, you will need this IFSC code.
What is IFSC Code?
IFSC (Indian Financial System Code) is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to every bank branch participating in electronic funds transfer. The first four characters (ESFB) identify Equitas Small Finance Bank, the fifth character is always 0 (reserved for future use), and the last six characters (001382) uniquely identify the KAVERIPAKKAM A branch.
This code was introduced by RBI to facilitate electronic payment systems and is mandatory for NEFT, RTGS, and IMPS transactions across India.
How to Use IFSC Code ESFB0001382
NEFT Transfer
Use IFSC code ESFB0001382 to send money via NEFT (National Electronic Funds Transfer). NEFT operates in half-hourly batches 24×7 since December 2019. There is no minimum or maximum transaction limit. Funds are typically credited within 2 hours.
RTGS Transfer
For high-value transfers above ₹2 lakh, use RTGS (Real Time Gross Settlement) with this IFSC code. RTGS provides real-time settlement and operates from 7:00 AM to 6:00 PM on working days. The minimum amount is ₹2 lakh with no upper limit.
IMPS Transfer
IMPS (Immediate Payment Service) allows instant 24×7×365 money transfers using IFSC code ESFB0001382. The current transaction limit is ₹5 lakh per transaction, making it ideal for urgent payments.
UPI Payments
While UPI uses VPA (Virtual Payment Address) for transactions, the underlying bank account linked to your UPI ID is associated with this branch and its IFSC code ESFB0001382. You can find your IFSC code in your UPI app under account details.
Banking Services at KAVERIPAKKAM A Branch
Equitas Small Finance Bank KAVERIPAKKAM A branch typically offers a comprehensive range of banking services: savings and current accounts, fixed deposits (FD), recurring deposits (RD), home loans, personal loans, vehicle loans, education loans, credit and debit cards, internet banking, mobile banking, safe deposit lockers, foreign exchange services, insurance products, and investment advisory services.
Most Equitas Small Finance Bank branches operate from Monday to Saturday (except 2nd and 4th Saturday). Working hours are generally 10:00 AM to 4:00 PM, though this may vary by location.
Equitas Small Finance Bank in KAVERIPAKKAM, TAMIL NADU
The KAVERIPAKKAM A branch serves customers in KAVERIPAKKAM and the wider KAVERIPAKKAM district of TAMIL NADU. As one of India's leading banks, Equitas Small Finance Bank maintains a strong presence across TAMIL NADU with multiple branches and ATMs to serve millions of customers.
Frequently Asked Questions
The IFSC code of Equitas Small Finance Bank KAVERIPAKKAM A branch is ESFB0001382. This code is verified against RBI records and is used for NEFT, RTGS, and IMPS transactions.
Equitas Small Finance Bank KAVERIPAKKAM A branch is located in KAVERIPAKKAM, KAVERIPAKKAM, TAMIL NADU.
The MICR code of Equitas Small Finance Bank KAVERIPAKKAM A branch is not available. MICR codes are used for cheque processing.
You can use IFSC code ESFB0001382 for NEFT, RTGS, or IMPS transfers. Log into your net banking, select fund transfer, enter the beneficiary account number, and use ESFB0001382 as the IFSC code.
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