Use the search below to find a verified bank IFSC code along with the MICR code, branch address and contact details. Results are drawn from current records and shown with full context so you can confirm the right branch before you copy anything.
You've definitely seen MICR codes before even if you didn't know what you were looking at. They're the weird-looking numbers printed along the bottom of every cheque in that distinctive magnetic-ink font — nine digits, sitting between the cheque number and the account number. Banks use them for automated cheque clearing.
The reason this search exists: sometimes you have a MICR code and need the corresponding IFSC code. This happens more often than you'd think — someone sends you a cheque, you're filling out a form that asks for IFSC but you only have the cheque, or you're doing account verification and need to cross-reference.
| Digits | Meaning | Example (110002087) |
|---|---|---|
| 1–3 | City code assigned by RBI | 110 = Delhi |
| 4–6 | Bank code | 002 = State Bank of India |
| 7–9 | Branch code | 087 = specific SBI branch in Delhi |
So if someone hands you a cheque and the MICR number at the bottom starts with 400, that account is in Mumbai. 600 is Chennai. 560 is Bengaluru. It's a city-first system, which makes geographic sense.
📋 Where to find the MICR code on a cheque: Look at the very bottom of the cheque leaf. There are three number groups in that special font. Left group = cheque number (usually 6 digits). Middle group = MICR code (always 9 digits). Right group = account number.
People mix these up constantly. Here's the clean distinction:
If someone asks for IFSC and you give them MICR (or vice versa), the transfer will fail — they go in completely different fields. The good news: one branch has both codes, and you can find either from the other using this search.
My honest take: MICR codes are becoming less relevant for most people as cheque usage declines. But they're still important for certain formal processes — company accounts, government payments, certain loan documentation. The MICR-to-IFSC lookup is genuinely useful when you're working with legacy paper banking alongside digital.
A few possibilities: you may have misread the number (that distinctive font can make 0 and 6 look similar), the branch may be very new, or it may be a branch of a smaller cooperative bank not in our database. Double-check by counting the digits — must be exactly 9. If you're stuck, switch to searching by bank and branch name instead.
Yes — enter the 9-digit MICR code and you'll get the matching branch with its IFSC code. One MICR code corresponds to exactly one branch, so the result is unambiguous.
Bottom of the cheque leaf, the middle group of numbers in that distinctive magnetic-ink font. Left group = cheque number, middle = MICR code (9 digits), right = account number. Count the digits — MICR is always exactly 9.
No — these are different codes used in different situations. MICR is for cheque processing; IFSC is for online transfers (NEFT/RTGS/IMPS). If a form asks for IFSC, enter the 11-character IFSC code, not the MICR. Use this tool to convert one to the other.
Check for a typo — that magnetic-ink font makes some digits look similar (0 vs 6, 3 vs 8). Confirm the code is exactly 9 digits. Some very new or digital-only branches don't have MICR codes; for those, search by bank name or branch name.
Not sure this is the right method for you? Every one of these searches leads to the same verified bank IFSC code — they just start from a different detail you might have on hand. Pick whichever matches what you already know.
Jump straight to a bank IFSC code search for one of India's most-searched banks, or use the location tool to find branches near you.
