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IDFC FIRST Bank — WHOLESALE CPUBSMART Branch
THANE, MAHARASHTRA | IFSC: IDFB0010207
About IDFC FIRST Bank WHOLESALE CPUBSMART Branch — IFSC Code IDFB0010207
Let me give you the actual useful details here, not just the code. IDFC FIRST Bank's WHOLESALE CPUBSMART branch is in THANE, THANE district, MAHARASHTRA. The IFSC code is IDFB0010207 — verified against RBI records. You'll need this exact code any time you want to receive a bank transfer to an account held at this branch.
Quick breakdown of what this IFSC code tells you: IDFB = IDFC FIRST Bank (that's how every IDFC FIRST Bank branch code starts), the 0 in the middle is RBI's reserved placeholder (it's always zero, no exceptions), and 010207 = the unique identifier for this specific WHOLESALE CPUBSMART branch. Every branch in India has its own tail code.
How to Use IFSC Code IDFB0010207 for Money Transfers
There are three main ways to send money using this IFSC code — NEFT, RTGS, and IMPS. They're not interchangeable, and picking the wrong one can mean delays or unnecessary fees.
NEFT Transfer (Best for most routine transfers)
NEFT (National Electronic Funds Transfer) works in 30-minute settlement batches, runs 24×7 including holidays, and there's no minimum or maximum transfer limit. Banks cannot charge fees for NEFT transfers — RBI eliminated those fees in January 2020. I use NEFT for practically everything: paying suppliers, rent, EMI mandates. Enter IFSC IDFB0010207 as the branch code when setting up a beneficiary.
RTGS Transfer (For ₹2 lakh and above)
RTGS (Real Time Gross Settlement) is the one where funds actually move in real-time — not batched. Minimum amount is ₹2,00,000 and there's no upper cap. Banks typically charge ₹20–₹50. If you're doing a property transaction, business payment, or any large transfer, RTGS with IFSC IDFB0010207 is the right choice. Settlement is essentially immediate.
IMPS Transfer (For urgent transfers of any size, 24×7)
IMPS (Immediate Payment Service) is instant, works on bank holidays and at 2am, and the limit is ₹5 lakh per transaction. Small charges apply (usually ₹5–₹25). Honestly if something is genuinely urgent, IMPS with IFSC IDFB0010207 is the fastest route. Money reaches the recipient's account in under a minute in most cases.
| Transfer Type | Speed | Min Amount | Max Amount | Available |
|---|---|---|---|---|
| NEFT | ~30 min batches | No minimum | No limit | 24×7, 365 days |
| RTGS | Real-time | ₹2,00,000 | No limit | 24×7, 365 days |
| IMPS | Instant (seconds) | No minimum | ₹5,00,000 | 24×7, 365 days |
Services Available at IDFC FIRST Bank WHOLESALE CPUBSMART
Most IDFC FIRST Bank branches offer the full stack of banking services: savings and current accounts, fixed deposits, recurring deposits, lockers, home loans, personal loans, education loans, vehicle loans, credit cards, debit cards, and forex services. Internet banking and mobile banking enrollment are available at any branch.
Branch hours are typically Monday to Saturday, 10 AM to 4 PM, with Sundays and bank holidays closed. The 2nd and 4th Saturday of each month are also usually holidays. That said — call ahead before visiting for anything time-sensitive, because individual branches sometimes have different hours.
📍 Branch address: IDFC BANK LTD.8TH FLOOR,BUILDING NO.1,AIROLI WEST GIGAPLEX,LANDMARKOPPOSITE IGATE,PLOT NO.IT5,MIDC KNOWLEDGE CORRIDOR,AIROLI,NAVI MUMBAI 400708, THANE — 400708. Use the map above to get directions.
IDFC FIRST Bank Branches in THANE, MAHARASHTRA
The WHOLESALE CPUBSMART branch is one of IDFC FIRST Bank's locations serving THANE and THANE district in MAHARASHTRA. Use the search on this site to find other IDFC FIRST Bank branches in THANE or nearby areas — enter 'IDFC FIRST Bank THANE' in the search bar to see a full list with IFSC codes and addresses.
Questions About IFSC Code IDFB0010207
The IFSC code is IDFB0010207. This is RBI-verified and used for NEFT, RTGS, and IMPS transfers. Copy it exactly — case doesn't matter when entering it in banking portals, but all characters must be correct.
IDFC FIRST Bank WHOLESALE CPUBSMART branch is located in THANE, THANE district, MAHARASHTRA. The address is: IDFC BANK LTD.8TH FLOOR,BUILDING NO.1,AIROLI WEST GIGAPLEX,LANDMARKOPPOSITE IGATE,PLOT NO.IT5,MIDC KNOWLEDGE CORRIDOR,AIROLI,NAVI MUMBAI 400708. Use the map on this page for directions.
The MICR code is not available in our database for this specific branch. Check your cheque book or contact the branch directly.
Log into your net banking or mobile banking app, go to 'Add Beneficiary' or 'Manage Payees', enter the account holder's name, account number, and use IDFB0010207 as the IFSC code. After adding, there's usually a 30-minute to 4-hour cooling period before you can transfer. The beneficiary details must match the account exactly — even a small name mismatch can cause transfers to fail.
Yes — you can cross-check IDFB0010207 on the RBI website (rbi.org.in) under their IFSC lookup. The data on this site is sourced from RBI and updated regularly. For large transfers, it's always worth the extra 2 minutes to verify directly with the account holder.
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