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Indian Bank — SRIKRISHNAPUR Branch

PURBA MEDINIPUR, WEST BENGAL | IFSC: IDIB000S672

IDIB000S672
✓ RBI Verified
BankIndian Bank
BranchSRIKRISHNAPUR
AddressVILL PO SRIKRISHNAPUR BLOCK NANDIGRAM III SRIKRISHNAPUR SRIKRISHNAPUR PIN 721659
CityPURBA MEDINIPUR
DistrictSRIKRISHNAPUR
StateWEST BENGAL
MICR Code721019213
PIN Code721659
Phone+919401999413
Email

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About Indian Bank SRIKRISHNAPUR Branch — IFSC Code IDIB000S672

Let me give you the actual useful details here, not just the code. Indian Bank's SRIKRISHNAPUR branch is in PURBA MEDINIPUR, SRIKRISHNAPUR district, WEST BENGAL. The IFSC code is IDIB000S672 — verified against RBI records. You'll need this exact code any time you want to receive a bank transfer to an account held at this branch.

Quick breakdown of what this IFSC code tells you: IDIB = Indian Bank (that's how every Indian Bank branch code starts), the 0 in the middle is RBI's reserved placeholder (it's always zero, no exceptions), and 00S672 = the unique identifier for this specific SRIKRISHNAPUR branch. Every branch in India has its own tail code.

MICR Code for Indian Bank SRIKRISHNAPUR

The MICR code here is 721019213. This is a 9-digit code — entirely separate from the IFSC — used for cheque processing. If you're filling out a form that asks for both IFSC and MICR, those are two different fields requiring two different codes.

How to read MICR code 721019213: digits 1–3 (721) = city code, digits 4–6 (019) = bank code, digits 7–9 (213) = branch code. Cheque-clearing machines at banks use magnetic ink technology to read this — it's been the standard since the 1980s and is still actively used.

📌 Branch PIN code: 721659. If you're filling in a beneficiary form and they ask for the PIN code of the bank branch (not your home PIN), this is it.

How to Use IFSC Code IDIB000S672 for Money Transfers

There are three main ways to send money using this IFSC code — NEFT, RTGS, and IMPS. They're not interchangeable, and picking the wrong one can mean delays or unnecessary fees.

NEFT Transfer (Best for most routine transfers)

NEFT (National Electronic Funds Transfer) works in 30-minute settlement batches, runs 24×7 including holidays, and there's no minimum or maximum transfer limit. Banks cannot charge fees for NEFT transfers — RBI eliminated those fees in January 2020. I use NEFT for practically everything: paying suppliers, rent, EMI mandates. Enter IFSC IDIB000S672 as the branch code when setting up a beneficiary.

RTGS Transfer (For ₹2 lakh and above)

RTGS (Real Time Gross Settlement) is the one where funds actually move in real-time — not batched. Minimum amount is ₹2,00,000 and there's no upper cap. Banks typically charge ₹20–₹50. If you're doing a property transaction, business payment, or any large transfer, RTGS with IFSC IDIB000S672 is the right choice. Settlement is essentially immediate.

IMPS Transfer (For urgent transfers of any size, 24×7)

IMPS (Immediate Payment Service) is instant, works on bank holidays and at 2am, and the limit is ₹5 lakh per transaction. Small charges apply (usually ₹5–₹25). Honestly if something is genuinely urgent, IMPS with IFSC IDIB000S672 is the fastest route. Money reaches the recipient's account in under a minute in most cases.

Transfer TypeSpeedMin AmountMax AmountAvailable
NEFT~30 min batchesNo minimumNo limit24×7, 365 days
RTGSReal-time₹2,00,000No limit24×7, 365 days
IMPSInstant (seconds)No minimum₹5,00,00024×7, 365 days

Services Available at Indian Bank SRIKRISHNAPUR

Most Indian Bank branches offer the full stack of banking services: savings and current accounts, fixed deposits, recurring deposits, lockers, home loans, personal loans, education loans, vehicle loans, credit cards, debit cards, and forex services. Internet banking and mobile banking enrollment are available at any branch.

Branch hours are typically Monday to Saturday, 10 AM to 4 PM, with Sundays and bank holidays closed. The 2nd and 4th Saturday of each month are also usually holidays. That said — call ahead before visiting for anything time-sensitive, because individual branches sometimes have different hours.

📍 Branch address: VILL PO SRIKRISHNAPUR BLOCK NANDIGRAM III SRIKRISHNAPUR SRIKRISHNAPUR PIN 721659, PURBA MEDINIPUR — 721659. Use the map above to get directions.

Indian Bank Branches in PURBA MEDINIPUR, WEST BENGAL

The SRIKRISHNAPUR branch is one of Indian Bank's locations serving PURBA MEDINIPUR and SRIKRISHNAPUR district in WEST BENGAL. Use the search on this site to find other Indian Bank branches in PURBA MEDINIPUR or nearby areas — enter 'Indian Bank PURBA MEDINIPUR' in the search bar to see a full list with IFSC codes and addresses.

Questions About IFSC Code IDIB000S672

The IFSC code is IDIB000S672. This is RBI-verified and used for NEFT, RTGS, and IMPS transfers. Copy it exactly — case doesn't matter when entering it in banking portals, but all characters must be correct.

Indian Bank SRIKRISHNAPUR branch is located in PURBA MEDINIPUR, SRIKRISHNAPUR district, WEST BENGAL. The address is: VILL PO SRIKRISHNAPUR BLOCK NANDIGRAM III SRIKRISHNAPUR SRIKRISHNAPUR PIN 721659. Use the map on this page for directions.

The MICR code is 721019213. This is a 9-digit code used specifically for cheque clearing — it's different from the IFSC code and needed in different situations (mainly when filling out cheque-related forms).

Log into your net banking or mobile banking app, go to 'Add Beneficiary' or 'Manage Payees', enter the account holder's name, account number, and use IDIB000S672 as the IFSC code. After adding, there's usually a 30-minute to 4-hour cooling period before you can transfer. The beneficiary details must match the account exactly — even a small name mismatch can cause transfers to fail.

Yes — you can cross-check IDIB000S672 on the RBI website (rbi.org.in) under their IFSC lookup. The data on this site is sourced from RBI and updated regularly. For large transfers, it's always worth the extra 2 minutes to verify directly with the account holder.

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