State Bank of India — VANGANI Branch

About State Bank of India VANGANI Branch — IFSC Code SBIN0061706

Let me give you the actual useful details here, not just the code. State Bank of India's VANGANI branch is in AMBERNATH, AMBERNATH district, MAHARASHTRA. The IFSC code is SBIN0061706 — verified against RBI records. You'll need this exact code any time you want to receive a bank transfer to an account held at this branch.

Quick breakdown of what this IFSC code tells you: SBIN = State Bank of India (that's how every State Bank of India branch code starts), the 0 in the middle is RBI's reserved placeholder (it's always zero, no exceptions), and 061706 = the unique identifier for this specific VANGANI branch. Every branch in India has its own tail code.

MICR Code for State Bank of India VANGANI

The MICR code here is 400002581. This is a 9-digit code — entirely separate from the IFSC — used for cheque processing. If you're filling out a form that asks for both IFSC and MICR, those are two different fields requiring two different codes.

How to read MICR code 400002581: digits 1–3 (400) = city code, digits 4–6 (002) = bank code, digits 7–9 (581) = branch code. Cheque-clearing machines at banks use magnetic ink technology to read this — it's been the standard since the 1980s and is still actively used.

How to Use IFSC Code SBIN0061706 for Money Transfers

There are three main ways to send money using this IFSC code — NEFT, RTGS, and IMPS. They're not interchangeable, and picking the wrong one can mean delays or unnecessary fees.

NEFT Transfer (Best for most routine transfers)

NEFT (National Electronic Funds Transfer) works in 30-minute settlement batches, runs 24×7 including holidays, and there's no minimum or maximum transfer limit. Banks cannot charge fees for NEFT transfers — RBI eliminated those fees in January 2020. I use NEFT for practically everything: paying suppliers, rent, EMI mandates. Enter IFSC SBIN0061706 as the branch code when setting up a beneficiary.

RTGS Transfer (For ₹2 lakh and above)

RTGS (Real Time Gross Settlement) is the one where funds actually move in real-time — not batched. Minimum amount is ₹2,00,000 and there's no upper cap. Banks typically charge ₹20–₹50. If you're doing a property transaction, business payment, or any large transfer, RTGS with IFSC SBIN0061706 is the right choice. Settlement is essentially immediate.

IMPS Transfer (For urgent transfers of any size, 24×7)

IMPS (Immediate Payment Service) is instant, works on bank holidays and at 2am, and the limit is ₹5 lakh per transaction. Small charges apply (usually ₹5–₹25). Honestly if something is genuinely urgent, IMPS with IFSC SBIN0061706 is the fastest route. Money reaches the recipient's account in under a minute in most cases.

Services Available at State Bank of India VANGANI

Most State Bank of India branches offer the full stack of banking services: savings and current accounts, fixed deposits, recurring deposits, lockers, home loans, personal loans, education loans, vehicle loans, credit cards, debit cards, and forex services. Internet banking and mobile banking enrollment are available at any branch.

Branch hours are typically Monday to Saturday, 10 AM to 4 PM, with Sundays and bank holidays closed. The 2nd and 4th Saturday of each month are also usually holidays. That said — call ahead before visiting for anything time-sensitive, because individual branches sometimes have different hours.

State Bank of India Branches in AMBERNATH, MAHARASHTRA

The VANGANI branch is one of State Bank of India's locations serving AMBERNATH and AMBERNATH district in MAHARASHTRA. Use the search on this site to find other State Bank of India branches in AMBERNATH or nearby areas — enter 'State Bank of India AMBERNATH' in the search bar to see a full list with IFSC codes and addresses.

Questions About IFSC Code SBIN0061706

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