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Saraswat Co-operative Bank — SBU-TREASURY Branch
GREATER BOMBAY, MAHARASHTRA | IFSC: SRCB0000TRE
📱 Scan QR — SRCB0000TRE
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About Saraswat Co-operative Bank SBU-TREASURY Branch — IFSC Code SRCB0000TRE
Let me give you the actual useful details here, not just the code. Saraswat Co-operative Bank's SBU-TREASURY branch is in GREATER BOMBAY, MUMBAI district, MAHARASHTRA. The IFSC code is SRCB0000TRE — verified against RBI records. You'll need this exact code any time you want to receive a bank transfer to an account held at this branch.
Quick breakdown of what this IFSC code tells you: SRCB = Saraswat Co-operative Bank (that's how every Saraswat Co-operative Bank branch code starts), the 0 in the middle is RBI's reserved placeholder (it's always zero, no exceptions), and 000TRE = the unique identifier for this specific SBU-TREASURY branch. Every branch in India has its own tail code.
How to Use IFSC Code SRCB0000TRE for Money Transfers
There are three main ways to send money using this IFSC code — NEFT, RTGS, and IMPS. They're not interchangeable, and picking the wrong one can mean delays or unnecessary fees.
NEFT Transfer (Best for most routine transfers)
NEFT (National Electronic Funds Transfer) works in 30-minute settlement batches, runs 24×7 including holidays, and there's no minimum or maximum transfer limit. Banks cannot charge fees for NEFT transfers — RBI eliminated those fees in January 2020. I use NEFT for practically everything: paying suppliers, rent, EMI mandates. Enter IFSC SRCB0000TRE as the branch code when setting up a beneficiary.
RTGS Transfer (For ₹2 lakh and above)
RTGS (Real Time Gross Settlement) is the one where funds actually move in real-time — not batched. Minimum amount is ₹2,00,000 and there's no upper cap. Banks typically charge ₹20–₹50. If you're doing a property transaction, business payment, or any large transfer, RTGS with IFSC SRCB0000TRE is the right choice. Settlement is essentially immediate.
IMPS Transfer (For urgent transfers of any size, 24×7)
IMPS (Immediate Payment Service) is instant, works on bank holidays and at 2am, and the limit is ₹5 lakh per transaction. Small charges apply (usually ₹5–₹25). Honestly if something is genuinely urgent, IMPS with IFSC SRCB0000TRE is the fastest route. Money reaches the recipient's account in under a minute in most cases.
| Transfer Type | Speed | Min Amount | Max Amount | Available |
|---|---|---|---|---|
| NEFT | ~30 min batches | No minimum | No limit | 24×7, 365 days |
| RTGS | Real-time | ₹2,00,000 | No limit | 24×7, 365 days |
| IMPS | Instant (seconds) | No minimum | ₹5,00,000 | 24×7, 365 days |
Services Available at Saraswat Co-operative Bank SBU-TREASURY
Most Saraswat Co-operative Bank branches offer the full stack of banking services: savings and current accounts, fixed deposits, recurring deposits, lockers, home loans, personal loans, education loans, vehicle loans, credit cards, debit cards, and forex services. Internet banking and mobile banking enrollment are available at any branch.
Branch hours are typically Monday to Saturday, 10 AM to 4 PM, with Sundays and bank holidays closed. The 2nd and 4th Saturday of each month are also usually holidays. That said — call ahead before visiting for anything time-sensitive, because individual branches sometimes have different hours.
📍 Branch address: 19/21, BOMBAY MUTUAL CHAMBERS, AMBALAL DOSHI MARG, FORT, MUMBAI 400001, GREATER BOMBAY — 400001. Use the map above to get directions.
Saraswat Co-operative Bank Branches in GREATER BOMBAY, MAHARASHTRA
The SBU-TREASURY branch is one of Saraswat Co-operative Bank's locations serving GREATER BOMBAY and MUMBAI district in MAHARASHTRA. Use the search on this site to find other Saraswat Co-operative Bank branches in GREATER BOMBAY or nearby areas — enter 'Saraswat Co-operative Bank GREATER BOMBAY' in the search bar to see a full list with IFSC codes and addresses.
Questions About IFSC Code SRCB0000TRE
The IFSC code is SRCB0000TRE. This is RBI-verified and used for NEFT, RTGS, and IMPS transfers. Copy it exactly — case doesn't matter when entering it in banking portals, but all characters must be correct.
Saraswat Co-operative Bank SBU-TREASURY branch is located in GREATER BOMBAY, MUMBAI district, MAHARASHTRA. The address is: 19/21, BOMBAY MUTUAL CHAMBERS, AMBALAL DOSHI MARG, FORT, MUMBAI 400001. Use the map on this page for directions.
The MICR code is not available in our database for this specific branch. Check your cheque book or contact the branch directly.
Log into your net banking or mobile banking app, go to 'Add Beneficiary' or 'Manage Payees', enter the account holder's name, account number, and use SRCB0000TRE as the IFSC code. After adding, there's usually a 30-minute to 4-hour cooling period before you can transfer. The beneficiary details must match the account exactly — even a small name mismatch can cause transfers to fail.
Yes — you can cross-check SRCB0000TRE on the RBI website (rbi.org.in) under their IFSC lookup. The data on this site is sourced from RBI and updated regularly. For large transfers, it's always worth the extra 2 minutes to verify directly with the account holder.
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