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Union Bank of India — CBC VISHAKHAPATNAM Branch
VISHAKHAPATNAM, ANDHRA PRADESH | IFSC: UBIN0586595
📱 Scan QR — UBIN0586595
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About Union Bank of India CBC VISHAKHAPATNAM Branch — IFSC Code UBIN0586595
Let me give you the actual useful details here, not just the code. Union Bank of India's CBC VISHAKHAPATNAM branch is in VISHAKHAPATNAM, VISHAKHAPATNAM district, ANDHRA PRADESH. The IFSC code is UBIN0586595 — verified against RBI records. You'll need this exact code any time you want to receive a bank transfer to an account held at this branch.
Quick breakdown of what this IFSC code tells you: UBIN = Union Bank of India (that's how every Union Bank of India branch code starts), the 0 in the middle is RBI's reserved placeholder (it's always zero, no exceptions), and 586595 = the unique identifier for this specific CBC VISHAKHAPATNAM branch. Every branch in India has its own tail code.
How to Use IFSC Code UBIN0586595 for Money Transfers
There are three main ways to send money using this IFSC code — NEFT, RTGS, and IMPS. They're not interchangeable, and picking the wrong one can mean delays or unnecessary fees.
NEFT Transfer (Best for most routine transfers)
NEFT (National Electronic Funds Transfer) works in 30-minute settlement batches, runs 24×7 including holidays, and there's no minimum or maximum transfer limit. Banks cannot charge fees for NEFT transfers — RBI eliminated those fees in January 2020. I use NEFT for practically everything: paying suppliers, rent, EMI mandates. Enter IFSC UBIN0586595 as the branch code when setting up a beneficiary.
RTGS Transfer (For ₹2 lakh and above)
RTGS (Real Time Gross Settlement) is the one where funds actually move in real-time — not batched. Minimum amount is ₹2,00,000 and there's no upper cap. Banks typically charge ₹20–₹50. If you're doing a property transaction, business payment, or any large transfer, RTGS with IFSC UBIN0586595 is the right choice. Settlement is essentially immediate.
IMPS Transfer (For urgent transfers of any size, 24×7)
IMPS (Immediate Payment Service) is instant, works on bank holidays and at 2am, and the limit is ₹5 lakh per transaction. Small charges apply (usually ₹5–₹25). Honestly if something is genuinely urgent, IMPS with IFSC UBIN0586595 is the fastest route. Money reaches the recipient's account in under a minute in most cases.
| Transfer Type | Speed | Min Amount | Max Amount | Available |
|---|---|---|---|---|
| NEFT | ~30 min batches | No minimum | No limit | 24×7, 365 days |
| RTGS | Real-time | ₹2,00,000 | No limit | 24×7, 365 days |
| IMPS | Instant (seconds) | No minimum | ₹5,00,000 | 24×7, 365 days |
Services Available at Union Bank of India CBC VISHAKHAPATNAM
Most Union Bank of India branches offer the full stack of banking services: savings and current accounts, fixed deposits, recurring deposits, lockers, home loans, personal loans, education loans, vehicle loans, credit cards, debit cards, and forex services. Internet banking and mobile banking enrollment are available at any branch.
Branch hours are typically Monday to Saturday, 10 AM to 4 PM, with Sundays and bank holidays closed. The 2nd and 4th Saturday of each month are also usually holidays. That said — call ahead before visiting for anything time-sensitive, because individual branches sometimes have different hours.
📍 Branch address: ZONAL OFFICE, VISHAKHAPATNAM 42-1-45 1 1, FIRST FLOOR,SOUTH WING, LIC NEW INVESTMENT BUILDING THIKKANA ROAD, VISHAKHAPATNAM-530004, VISHAKHAPATNAM — 530004. Use the map above to get directions.
Union Bank of India Branches in VISHAKHAPATNAM, ANDHRA PRADESH
The CBC VISHAKHAPATNAM branch is one of Union Bank of India's locations serving VISHAKHAPATNAM and VISHAKHAPATNAM district in ANDHRA PRADESH. Use the search on this site to find other Union Bank of India branches in VISHAKHAPATNAM or nearby areas — enter 'Union Bank of India VISHAKHAPATNAM' in the search bar to see a full list with IFSC codes and addresses.
Questions About IFSC Code UBIN0586595
The IFSC code is UBIN0586595. This is RBI-verified and used for NEFT, RTGS, and IMPS transfers. Copy it exactly — case doesn't matter when entering it in banking portals, but all characters must be correct.
Union Bank of India CBC VISHAKHAPATNAM branch is located in VISHAKHAPATNAM, VISHAKHAPATNAM district, ANDHRA PRADESH. The address is: ZONAL OFFICE, VISHAKHAPATNAM 42-1-45 1 1, FIRST FLOOR,SOUTH WING, LIC NEW INVESTMENT BUILDING THIKKANA ROAD, VISHAKHAPATNAM-530004. Use the map on this page for directions.
The MICR code is not available in our database for this specific branch. Check your cheque book or contact the branch directly.
Log into your net banking or mobile banking app, go to 'Add Beneficiary' or 'Manage Payees', enter the account holder's name, account number, and use UBIN0586595 as the IFSC code. After adding, there's usually a 30-minute to 4-hour cooling period before you can transfer. The beneficiary details must match the account exactly — even a small name mismatch can cause transfers to fail.
Yes — you can cross-check UBIN0586595 on the RBI website (rbi.org.in) under their IFSC lookup. The data on this site is sourced from RBI and updated regularly. For large transfers, it's always worth the extra 2 minutes to verify directly with the account holder.
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