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Union Bank of India — NOIDA SECTOR Branch

GAUTAM BUDDH NAGAR, UTTAR PRADESH | IFSC: UBIN0590231

UBIN0590231
✓ RBI Verified
BankUnion Bank of India
BranchNOIDA SECTOR
AddressUNIT NUMBER 2003A AND B GROUND FLOOR EXPRESS TRADE TOWER TOWER 2 B36 SECTOR 132 NOIDA 201301
CityGAUTAM BUDDH NAGAR
DistrictNOIDA
StateUTTAR PRADESH
PIN Code201301
Phone+91120
Email

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About Union Bank of India NOIDA SECTOR Branch — IFSC Code UBIN0590231

Let me give you the actual useful details here, not just the code. Union Bank of India's NOIDA SECTOR branch is in GAUTAM BUDDH NAGAR, NOIDA district, UTTAR PRADESH. The IFSC code is UBIN0590231 — verified against RBI records. You'll need this exact code any time you want to receive a bank transfer to an account held at this branch.

Quick breakdown of what this IFSC code tells you: UBIN = Union Bank of India (that's how every Union Bank of India branch code starts), the 0 in the middle is RBI's reserved placeholder (it's always zero, no exceptions), and 590231 = the unique identifier for this specific NOIDA SECTOR branch. Every branch in India has its own tail code.

How to Use IFSC Code UBIN0590231 for Money Transfers

There are three main ways to send money using this IFSC code — NEFT, RTGS, and IMPS. They're not interchangeable, and picking the wrong one can mean delays or unnecessary fees.

NEFT Transfer (Best for most routine transfers)

NEFT (National Electronic Funds Transfer) works in 30-minute settlement batches, runs 24×7 including holidays, and there's no minimum or maximum transfer limit. Banks cannot charge fees for NEFT transfers — RBI eliminated those fees in January 2020. I use NEFT for practically everything: paying suppliers, rent, EMI mandates. Enter IFSC UBIN0590231 as the branch code when setting up a beneficiary.

RTGS Transfer (For ₹2 lakh and above)

RTGS (Real Time Gross Settlement) is the one where funds actually move in real-time — not batched. Minimum amount is ₹2,00,000 and there's no upper cap. Banks typically charge ₹20–₹50. If you're doing a property transaction, business payment, or any large transfer, RTGS with IFSC UBIN0590231 is the right choice. Settlement is essentially immediate.

IMPS Transfer (For urgent transfers of any size, 24×7)

IMPS (Immediate Payment Service) is instant, works on bank holidays and at 2am, and the limit is ₹5 lakh per transaction. Small charges apply (usually ₹5–₹25). Honestly if something is genuinely urgent, IMPS with IFSC UBIN0590231 is the fastest route. Money reaches the recipient's account in under a minute in most cases.

Transfer TypeSpeedMin AmountMax AmountAvailable
NEFT~30 min batchesNo minimumNo limit24×7, 365 days
RTGSReal-time₹2,00,000No limit24×7, 365 days
IMPSInstant (seconds)No minimum₹5,00,00024×7, 365 days

Services Available at Union Bank of India NOIDA SECTOR

Most Union Bank of India branches offer the full stack of banking services: savings and current accounts, fixed deposits, recurring deposits, lockers, home loans, personal loans, education loans, vehicle loans, credit cards, debit cards, and forex services. Internet banking and mobile banking enrollment are available at any branch.

Branch hours are typically Monday to Saturday, 10 AM to 4 PM, with Sundays and bank holidays closed. The 2nd and 4th Saturday of each month are also usually holidays. That said — call ahead before visiting for anything time-sensitive, because individual branches sometimes have different hours.

📍 Branch address: UNIT NUMBER 2003A AND B GROUND FLOOR EXPRESS TRADE TOWER TOWER 2 B36 SECTOR 132 NOIDA 201301, GAUTAM BUDDH NAGAR — 201301. Use the map above to get directions.

Union Bank of India Branches in GAUTAM BUDDH NAGAR, UTTAR PRADESH

The NOIDA SECTOR branch is one of Union Bank of India's locations serving GAUTAM BUDDH NAGAR and NOIDA district in UTTAR PRADESH. Use the search on this site to find other Union Bank of India branches in GAUTAM BUDDH NAGAR or nearby areas — enter 'Union Bank of India GAUTAM BUDDH NAGAR' in the search bar to see a full list with IFSC codes and addresses.

Questions About IFSC Code UBIN0590231

The IFSC code is UBIN0590231. This is RBI-verified and used for NEFT, RTGS, and IMPS transfers. Copy it exactly — case doesn't matter when entering it in banking portals, but all characters must be correct.

Union Bank of India NOIDA SECTOR branch is located in GAUTAM BUDDH NAGAR, NOIDA district, UTTAR PRADESH. The address is: UNIT NUMBER 2003A AND B GROUND FLOOR EXPRESS TRADE TOWER TOWER 2 B36 SECTOR 132 NOIDA 201301. Use the map on this page for directions.

The MICR code is not available in our database for this specific branch. Check your cheque book or contact the branch directly.

Log into your net banking or mobile banking app, go to 'Add Beneficiary' or 'Manage Payees', enter the account holder's name, account number, and use UBIN0590231 as the IFSC code. After adding, there's usually a 30-minute to 4-hour cooling period before you can transfer. The beneficiary details must match the account exactly — even a small name mismatch can cause transfers to fail.

Yes — you can cross-check UBIN0590231 on the RBI website (rbi.org.in) under their IFSC lookup. The data on this site is sourced from RBI and updated regularly. For large transfers, it's always worth the extra 2 minutes to verify directly with the account holder.

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